Compliance
Regulatory Excellence
XEX operates within the world's most rigorous regulatory frameworks, maintaining comprehensive compliance programs across every jurisdiction we serve. Our commitment to transparency, user protection, and lawful operation is the foundation upon which trust is built.
50+
Jurisdictions Compliant
Sumsub
KYC Providers
Real-Time
Screening
FATF
Standards
Our Framework
Regulatory Framework
A multi-layered compliance infrastructure designed to meet and exceed the highest global regulatory standards.
KYC / Identity Verification
Tiered Know Your Customer verification powered by Sumsub, with automated document checks, biometric matching, and liveness detection to ensure every user is who they claim to be.
AML / CFT Program
Comprehensive Anti-Money Laundering and Counter-Financing of Terrorism program with risk-based customer due diligence, ongoing monitoring, and suspicious activity reporting.
Sanctions Screening
Real-time screening against OFAC, UN, EU, and HMT sanctions lists. Every user, transaction, and counterparty is continuously checked against global watchlists.
Travel Rule Compliance
Full compliance with the FATF Travel Rule for virtual asset transfers, ensuring originator and beneficiary information is securely transmitted between VASPs.
GDPR / CCPA Data Protection
User data is processed and stored in strict compliance with GDPR, CCPA, and equivalent data protection regulations, with transparent consent mechanisms and user rights enforcement.
Transaction Monitoring
AI-powered blockchain analytics and rule-based transaction monitoring detect suspicious patterns in real time, flagging high-risk activity for compliance review.
Verification Tiers
KYC Verification Levels
Progressive verification tiers allow users to unlock higher limits and additional features based on the level of identity verification completed.
| Level | Requirements | Daily Withdrawal | Access |
|---|---|---|---|
| Level 1 — Basic | Email + Phone verification | $2,000 | Basic trading |
| Level 2 — Standard | Government ID + Selfie | $50,000 | Full trading |
| Level 3 — Enhanced | Proof of address + Source of funds | $500,000 | Institutional features |
| Institutional | Full corporate KYC | Custom limits | API access + OTC |
Where We Operate
Supported Jurisdictions
XEX holds licenses and registrations in key financial centers, enabling compliant trading services across the globe.
European Union
Registered under MiCA (Markets in Crypto-Assets Regulation) with passporting rights across all 27 EU member states.
United Kingdom
Registered with the Financial Conduct Authority (FCA) as a cryptoasset firm under the Money Laundering Regulations.
Singapore
Licensed by the Monetary Authority of Singapore (MAS) under the Payment Services Act for digital payment token services.
Australia
Registered with AUSTRAC as a digital currency exchange provider, operating under Australian AML/CTF legislation.
Canada
Registered as a Money Services Business (MSB) with FINTRAC and compliant with Canadian securities regulations.
Japan
Registered with the Financial Services Agency (FSA) as a crypto-asset exchange service provider under the PSA.
Service Restrictions
Restricted Jurisdictions
Due to regulatory requirements, XEX is unable to provide services to residents of the following jurisdictions.
United States
Services are not currently available to US residents while licensing applications are pending with federal and state regulators.
North Korea
Comprehensive international sanctions prohibit all financial services to this jurisdiction.
Iran
Subject to broad OFAC, EU, and UN sanctions that restrict access to financial and virtual asset services.
Syria
Comprehensive sanctions regimes prevent the provision of trading and financial services.
Cuba
US and international sanctions restrict financial services, including cryptocurrency exchange operations.
Russia
Restricted due to evolving international sanctions and regulatory requirements affecting financial services.
Crimea Region
Designated as a sanctioned territory by the US, EU, and other jurisdictions, prohibiting financial service provision.
Working with Authorities
Law Enforcement Cooperation
XEX maintains a structured process for responding to lawful requests from law enforcement and regulatory agencies worldwide.
Request Received
Formal requests from law enforcement or regulatory bodies are received through our dedicated compliance channels and logged into our case management system for tracking and accountability.
Legal Review
Our legal and compliance team evaluates each request for validity, jurisdictional authority, and compliance with applicable laws. We ensure that only lawful, properly scoped requests are processed.
Data Preservation
Relevant account data and transaction records are preserved in accordance with legal hold requirements. Data integrity is maintained through immutable audit logs and chain-of-custody protocols.
Disclosure
If legally required, requested information is disclosed to the authorized agency through secure, encrypted channels. Users are notified where legally permitted to do so.
Data Rights
GDPR & CCPA Compliance
We respect your fundamental data rights. XEX provides transparent mechanisms for users to exercise control over their personal information.
Right to Access
Request a complete copy of all personal data we hold about you, including account information, transaction history, and verification records.
Right to Erasure
Request deletion of your personal data, subject to legal retention obligations for AML/CFT compliance and regulatory record-keeping requirements.
Data Portability
Export your personal data in a structured, machine-readable format for transfer to another service provider at any time.
Consent Management
Granular consent controls let you manage how your data is used for marketing, analytics, and third-party sharing, with the ability to withdraw consent at any time.
Compliance Without Compromise
At XEX, regulatory compliance and exceptional user experience go hand in hand. Trade with confidence on a platform built on transparency, security, and adherence to the highest global standards.